HDB Sales Proceeds vs. CPF accrued interest – What you need to know Most of us Singaporeans go through a typical purchase process when it comes to making our first MAJOR purchase decision: buying a BTO or Build-to-order, which is an initiative taken by the government decades ago to allow the majority of Singaporeans to
NFTs: Non-fungible tokens 2020 was known to be the year of Cryptocurrencies led by Bitcoin as it surges past USD 1 trillion in market value. With the increasing interest in alternative investment assets, many are searching for the next big thing in 2021 to gain a first mover’s advantage. If you have been following the
Invest or Save? A common dilemma Whether you have been working diligently on your finances for years or just getting started, it can be difficult to choose between saving and investing. Most people choose to save because it is seen as the “safer” route, one where your account size will not decrease if you choose
Checklist – Property Hotspot in Singapore Here is a checklist of the top 6 points to identifying a potential property hotspot in Singapore. Areas being spotlighted in the Master Plan’s Region Highlights New hubs Enhancement in connectivity New amenities in the area New recreational spaces Ample new residential development launches in the area Let’s take
Partaking in 3 hot asset classes to counter the effect of rising inflation I have written about Tiger Brokers, one of the most affordable, low-commission cost fintech brokerage platform available to Singaporean investors in these 2 Tiger Brokers review articles: Possibly the cheapest brokerage in town. Is it right for you? How I use Tiger
This is Part 2 of the Basic Investing Terms beginner guide series where I will teach you all the basics of investing that you will need to know so you can invest with confidence. Part 1 of this beginner guide can be found here. Trading has a language of its own. If you’re new to
If you have been following the market, the new talk of the town these days has been interest and inflation rates. With Dow Jones Index ending February by shaving off more than 1,000points (-3.22%), you might wonder how we can best position ourselves to brace for potential market volatility. In this article, I will share
Selling your EC: MOP or Privatization? Like all HDB regulated properties, an executive condo (EC) can only be put on the open market after you have met the five-year Minimum Occupancy Period (MOP). So now that you’ve gotten there, what’s next? Is it time to sell and reinvest in another property, or hold on till
Hedging with options to insure against a market sell-off Previously, I wrote this article: How to hedge stocks. 5 levels of hedging. In that article, I explore various ways of protecting your portfolio, from the easiest way which is to simply keep cash to more advanced methods such as using leveraged inverse ETFs. One of
Starbucks: Long-term recovery play + Short-term momentum opportunity I believe that everyone is probably familiar with Starbucks, a blue chip US stock that might be the ideal COVID-19 recovery play for your portfolio. The Starbucks brand is likely the undisputed No.1 coffee chain brand globally. Starbucks is the market leader in the retail coffee market
Read this essential guide that decodes basic investing terms for a smoother investing journey. You can check out Part 2 here. 1. Security A security is any financial asset that can be traded. Most tradable stock market assets you have heard about – including stocks, bonds, and options – are all considered securities. There are
How to manage your timeline when upgrading your HDB flat to a condo Many Singaporeans intend to upgrade from a flat to a condo, after their Minimum Occupation Period (MOP). However, upgrading is a process that involves careful timing, and administrative detail. Mistakes can be expensive, such as paying the Additional Buyers Stamp Duty unnecessarily
Singapore Trading Festival 2021 The Singapore Trading Festival 2021 is an event jointly organized by Singapore Exchange (SGX) and InvestingNote. This event consists of 2 parts: A full-day virtual summit to hear trading experts share their new trading strategies in navigating the current volatile markets. This will be held on the 27th Feb 2021 A
Capitaland Integrated Commercial Trust (CICT): Is the REIT worth buying post-COVID-19? One unique feature about investing is the lack of a “10-year series” which guarantees a sure-win strategy. With so many factors that can influence the market, effort doesn’t always commensurate with returns (If only it does!). Along the way, many have added their own
ABSD Singapore: Can you truly own multiple properties without paying additional tax? The Additional Buyers Stamp Duty (ABSD) or ABSD Singapore is the bogeyman facing property investors. Even if you can afford to pay it, the hefty stamp duty gobbles up a huge chunk of your eventual returns. But is there a “loophole“ or a
Ark Invest: 15 big ideas theme for 2021 and beyond The team at ARK Invest, led by now renowned growth investor, Cathie Wood, recently published 15 Big Ideas themes for 2021. The team seeks to gain a deeper understanding of the convergence, market potential, and long-term impact of disruptive innovation by researching a global universe
