The NAOF-DIY portfolio I have written on numerous occasions that the New Academy of Finance (NAOF) retirement portfolio structure, one that works on the premise of the 4% withdrawal rule,
GE 2015 vs 2020 The Government has come up with a generous budget consisting of rebates, bridging loans and cash payouts to help Singaporeans and businesses during these uncertain times.
Coming to a potential inflection point At 126 months, the US is in its longest economic expansion in history, breaking the record of 120 months of economic growth from march
When investing in new projects, it is easy to be wowed by the beautiful showrooms with themed interior designs and designer furniture. After all, there is never an ugly showflat
Dollar-cost vs. Lump-sum Dollar-cost averaging is the strategy of breaking down a large sum of money and periodically deploying these smaller chunks of funds into investable assets such as stocks/bonds
Sequence of Returns Risk could be your major party pooper Imagine a hard-working individual name John who started saving and investing early and amassed a nest egg of $1m in
Supplementary Retirement Scheme (SRS) Plenty has been written on the Supplementary Retirement Scheme (or SRS for short). This is a voluntary scheme that complements one’s CPF savings for retirement. You
Can we enjoy our Latte and still retire well? If you are like millions of people around the world who spend a $5-6/day, 5 days a week, on a nice
Not much has been written about Inflation. However, it is one of the Four Key unknowns that affect one’s retirement plan. Granted that inflationary pressure has been low in the
We have written in a previous article why a 60:40 equity to bond portfolio composition (Portfolio 1) isn’t the ideal structure for a retirement portfolio using the 4% withdrawal rule.
Creating the ideal 4% withdrawal rule portfolio I believe that some of you would be familiar with the 4% retirement rule. In a simple nutshell, this is the amount of
I tried to calculate the math behind the Retirement Sum Scheme and unfortunately, that did not work out for me. I hope that some expert can enlighten me on that.
Glassdoor, a website where current and former employees anonymously review companies, just announced the Top 10 best places to work in Singapore for 2020. Unfortunately, no local firms made the
According to a survey conducted by online shopping and discount service website Picodi with 22,000 respondents, Singaporeans are the seventh biggest holiday spenders in the world, spending on average S$1,086
Recently, Dollar and Sense wrote a post called “How you can make your child a CPF millionaire by contributing by contributing S$400 every month until they turn 21”. It
The Weekly Roundup – Academy’s Finest is a collection of my favorite blog posts, podcasts and other useful contents that I have enjoyed over the past week. I will be releasing this
