Financial Freedom in Singapore: Is this out of reach for most? There have been several articles written around the topic of: How much is required to achieve financial freedom? This
HDB BTO Guide Properties have always been a hot topic in Singapore and many view them as an investment more than a home! Despite the pandemic, prices have been rising
HDB loan vs Bank Loan: which should you choose today? Deciding to buy an HDB flat in Singapore involves more than choosing the property size, number of rooms, and the
HDB Sales Proceeds vs. CPF accrued interest – What you need to know Most of us Singaporeans go through a typical purchase process when it comes to making our first
Checklist – Property Hotspot in Singapore Here is a checklist of the top 6 points to identifying a potential property hotspot in Singapore. Areas being spotlighted in the Master Plan’s
Selling your EC: MOP or Privatization? Like all HDB regulated properties, an executive condo (EC) can only be put on the open market after you have met the five-year Minimum
How to manage your timeline when upgrading your HDB flat to a condo Many Singaporeans intend to upgrade from a flat to a condo, after their Minimum Occupation Period (MOP).
ABSD Singapore: Can you truly own multiple properties without paying additional tax? The Additional Buyers Stamp Duty (ABSD) or ABSD Singapore is the bogeyman facing property investors. Even if you
Average Salary in Singapore 2023 The Ministry of Manpower Singapore just formalized the Income statistics of Singaporeans although an earlier tentative report was released back in Dec. The statistics show
Worst market timing: Why that does not matter Some NAOF readers are expressing their concerns over the current state of the stock market. The mismatch between economic “reality” and the
Stock market to crash in 2021? 2020 has been an eventful year, to say the least. When COVID-19 strikes, we witnessed the stock market entering into a bear market territory
HPS Singapore: What you need to know The majority of Singaporeans (approx. 80%) live in HDB flats. But do you know about the Home Protection Scheme (HPS Singapore)? Maybe not.
In this article, I will bring you through a step-by-step guide in setting up your early retirement plan. Planning your retirement should not be done when you are in your
JP Morgan recently came out with a Singapore Property sector report which I like to share some of the key salient points with everyone. You can find the PDF report
Possible for the average Singaporean to achieve? The Full Retirement Sum (FRS) in 2020 is at S$181,000. This means that if you hit Age 55 in 2020, this is the
FSMOne: Upping the game of “cheap” investing FSMOne Fees for Regular Savings Plans (RSP) in ETFs are likely the most competitive among the local brokerage houses. Investing in US-domiciled ETF
