Creating the ideal 4% withdrawal rule portfolio I believe that some of you would be familiar with the 4% retirement rule. In a simple nutshell, this is the amount of money you might withdraw each year from the starting value of your portfolio of stock and bonds in retirement and not risk running out of
I tried to calculate the math behind the Retirement Sum Scheme and unfortunately, that did not work out for me. I hope that some expert can enlighten me on that. But before I dive into the details, below is a quick summary of the Retirement Sum Scheme and its successor, CPF LIFE. For those already
Getting passive dividend income every month is a dream come true for many, particularly if that income more than offsets one’s expenses. It is like achieving the “Holy Grail” of dividend investing. All of us talks and dream about it but alas, few ever seem to accomplish it. Dividend Investing: The Yield When it comes
Should you be buying REITS today? REITs have been one of the most popular investment assets to generate a passive stream of income. It is for this very reason (and maybe some others which I will elaborate) that I am looking to increase my portfolio exposure to this investment class. This is despite REITs being
How much should one have in retirement savings when it is finally the time to leave the rat race? Based on my calculation, a 30-year old will need approx. S$1.5m when he/she retires at the Age of 65. What! Are you kidding me? Before I delve into my STEP-by-STEP guide towards getting that magic retirement
Quick Intro: I recently attended an event by one of the robo advisors here in Singapore, Endowus, jointly organised by Dollar and Sense (DNS). DNS Co-founder, Mr Timothy Ho hosted an informal session where Endowus management team, lead by Co-CEO/CFO, Mr Sun You Ning shared with us some insights on what it means to invest
